In this guide: study permit services by Visa Master Canada, a licensed RCIC firm

Canada study permit: who does what

What a student, a college, IRCC and a licensed RCIC each do for a study permit, and what to check. We handle your college application; the permit is handled by a licensed RCIC.

A woman and a man sit and stand around a white table with a laptop, talking with a second woman in a bright, window-lit room

Two firms, one journey

Study Master Canada counsels you on the program. Visa Master Canada is a separate licensed RCIC firm that you retain directly for the permit. IRCC decides.

Study Master Canada

Study Master Canada

Education counselling, free of charge. We help you choose a program, connect you with the college, then prepare and submit your college applications with your approval. We do not give immigration advice or apply for your permit.

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Visa Master Canada

Visa Master Canada

Visa Master Canada (VMC Immigration Services) is a licensed Regulated Canadian Immigration Consultant (RCIC) firm, separate from Study Master Canada. We introduce you; you retain them directly and agree their terms and fees with them. Our education counselling is free. Visa Master Canada's consultations are paid; they set their own fees.

  1. You choose a program

    Study Master Canada counselling

  2. The college decides admission

    The designated learning institution

  3. You retain Visa Master Canada for the permit

    A separate licensed RCIC firm

  4. IRCC decides the permit

    The federal department

  • Independent counselling
  • Free first consultation
  • Walk-in office, Brampton ON

IRCC decides your study permit. Nobody else can, and nobody can promise the result.

The rules, forms and fees live on the IRCC page for your country. We do not print amounts here. Official source: IRCC study permit page, last checked October 2026.

Open the IRCC page (opens in a new tab)

Five people, five different jobs

Most confusion about the study permit is confusion about who does what. Here is the split.

Five people, five different jobs

Most confusion about the study permit is confusion about who does what. Here is the split.

For costs and admissions, read cost planning and admissions.

Visa Master Canada is a licensed RCIC firm, separate from us. You retain them directly and agree their terms and fees with them. About Visa Master Canada (opens Visa Master Canada's website in a new tab).

You, the student

Choose the program, apply to the college, complete and sign your own study permit application, and answer IRCC.

You are not required to hire a representative. Hiring one is your choice.

Applicant

The college

Reviews your application, decides on admission, issues the letter of acceptance and tells you which other letters apply to your offer. It does not decide your study permit.

Designated learning institution

IRCC

Sets the rules, publishes current forms and decides every application. It will not choose a program for you or confirm a result in advance.

The federal department

Study Master Canada

We help you choose a program, then prepare and submit your college application with your approval. The college decides admission.

We do not give immigration advice, prepare or submit study permit applications, or decide eligibility, funding or permit outcomes. We are not a licensed RCIC.

Education counselling
A woman and a man talk across a wooden table with an open laptop, folder and small plant in a bright room

Choose first, apply later

Pick the program and college with us before any application starts.

What IRCC usually asks for

This is a general list so you know what to gather. IRCC's page for your country is the only list that counts.

What IRCC usually asks for

This is a general list so you know what to gather. IRCC's page for your country is the only list that counts.

Student browsing an open book beside tall shelves in a sunlit library with a long row of tall windows and two students working at a desk in the background

Gather and check

Put each item in one folder, with the same spelling of your name on every page.
  • A valid passport
  • The letter of acceptance from a designated learning institution
  • Any provincial or territorial letter the college says applies to your offer
  • Proof of funds, in the form IRCC describes today
  • Biometrics and a medical exam, only if IRCC asks for them
  • Anything else listed on IRCC's page for your country

Check these official pages

Documents, fees, biometrics, medical exams and processing times differ by country and change over time.

Pages last checked October 2026

Alongside the IRCC pages above, you can read Visa Master Canada's study permit checklist (opens Visa Master Canada's website in a new tab); IRCC's list for your country is the one that counts.

Why applications are refused

IRCC lists its reasons in the refusal letter. These are themes people ask us about. They are not a checklist for success.

Why applications are refused

IRCC lists its reasons in the refusal letter. These are themes people ask us about. They are not a checklist for success.

Proof of funds

IRCC wants clear, believable evidence of how you will pay. Names, dates and amounts should match across your documents.

What to check

  • Who pays, in writing
  • Dates on statements
  • Same name as the passport

Study plan and program fit

Your program choice should make sense next to what you have studied or done before. Be ready to explain a change of direction in plain words.

What to check

  • Why this program
  • Why this college

Documents that do not match

Spelling of your name, dates and translations should agree with your passport and across every document you submit.

What to check

  • Passport spelling
  • Translations

Missing letters or forms

If the college says an extra letter applies to your offer, a file without it can be returned or refused.

What to check

  • Ask the college in writing
  • Read IRCC's list for your country

What you can prepare

  • A program that fits your background
  • Documents that agree with each other
  • Written answers from the college about extra letters
  • A habit of checking IRCC, not social media

What only IRCC decides

  • Whether a permit is granted
  • How it weighs your documents
  • Whether it asks for more information
  • How long the decision takes

If you are refused

A refusal is stressful. Take these in order, and do not pay anyone who promises to reverse it.

If you are refused

A refusal is stressful. Take these in order, and do not pay anyone who promises to reverse it.

  1. Read the letter fully

    Keep it and any notes IRCC gave. Read every reason it lists.

  2. Check IRCC's guidance

    IRCC explains what applicants can do next. Start on its study permit page.

  3. Decide whether to speak with a licensed RCIC

    They can advise on your options and act for you if you retain them. Check the licence on the regulator's register before you hire anyone.

  4. Talk to the college

    Ask what it needs from you if your start date or offer is affected. We can help you plan a program choice.

If you want a licensed RCIC to review a refusal, Visa Master Canada handles refusals; you retain them directly. See Visa Master Canada's refusals page (opens Visa Master Canada's website in a new tab).

Check the current rule

The regulator for RCICs. Use it to check that anyone offering immigration advice is licensed.

Official source: College of Immigration and Citizenship Consultants (page last checked October 2026).

Mistakes to avoid before you apply

None of these are rare, and all of them are easy to avoid.

Mistakes to avoid before you apply

None of these are rare, and all of them are easy to avoid.

Paying a deposit before asking about letters

Ask the college in writing which letters apply to your offer, before you pay anything non-refundable.

Relying on a video or a forum post

Rules change. The IRCC page for your country and intake is the one to read.

A group of diverse students gathered around a laptop and open books at a wooden table in front of library bookshelves, talking with an older man

Check, then decide

Waiting to book biometrics

When IRCC sends the instruction, act on it. Do not leave it until your start date is close.

Names that differ between documents

Match the passport spelling everywhere, from test results to bank letters.

Ask the college in writing

  1. Does a provincial letter apply to my offer, and how do I get it?
  2. Is this campus and program eligible for a study permit?
  3. What is the refund rule on my deposit?
  4. Which documents will you issue, and when?

How the pieces fit together

Your route from first conversation to your college application and permit. You approve each step.

How the pieces fit together

Your route from first conversation to your college application and permit. You approve each step.

Counselling route in order: 1. Choose. Talk through programs with us. 2. College offer. We submit your application with your approval, and the college decides. 3. Ask about letters. The college tells you which letters apply. 4. Study permit. Handled only by a licensed RCIC, such as Visa Master Canada. IRCC decides.

Words you will see

Plain meanings for the terms that come up most.

Words you will see

Plain meanings for the terms that come up most.

Letter of acceptance
The college's written offer. IRCC asks for it with a study permit application.
Designated learning institution
A school approved by its province or territory to host international students. Ask the college to confirm.
Provincial attestation letter
A letter from a province or territory that some new applicants need. The college tells you whether it applies.
Biometrics
Fingerprints and a photo, given at a collection point after IRCC asks for them.
Medical exam
An exam with an approved doctor, only if IRCC's instructions say you need one.
Refusal letter
IRCC's written explanation if a permit is not granted. Keep it and read it fully.

Immigration questions go to IRCC or a licensed professional

Visa Master Canada is a separate licensed RCIC firm you can retain directly. We do not give immigration advice.

Study permit questions

Plain answers. For anything about your own case, ask IRCC or a licensed RCIC.

Keep reading

Independent advice

Study Master Canada provides education counselling and, with your approval, prepares and submits your college applications. We do not give immigration advice or prepare immigration applications. Regulated immigration work, including study permit applications, appeals, spouse work permits and PR pathways, is handled only by a licensed RCIC partner, Visa Master Canada, when you retain them directly. We are not affiliated with any government.

Talk to a counsellor before you decide

A free first conversation about programs, costs and next steps. No obligation, and you make every application yourself.

Book free counselling

Mon–Fri, 9:30am–6:30pm ET. Walk-in office: Unit 1805, 83 Kennedy Road South, Brampton, ON L6W 3N7.

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