Student housing in Canada: read the lease, verify the landlord

A good home near campus makes the first term easier. This page covers your options, the costs to ask about and how to avoid scams.

Do not send money to someone you have not verified. Next: post-arrival, banking and the cost guide.
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Residence or renting

Neither is better for everyone. Compare what matters to you: cost, privacy, travel time and how much admin you want to handle.

Residence or renting

Residence or renting

Neither is better for everyone. Compare what matters to you: cost, privacy, travel time and how much admin you want to handle.

On campus compared with off campus
CompareOn campusOff campus
Arranging itOften easier to arrange before you arrive.You deal with the landlord, lease and utilities yourself.
ChoicePlaces and room types are limited, and some colleges close residence between terms.More choice of area, price and roommates.
DistanceClose to classes and student services.Travel to campus becomes part of your daily cost and time.
Privacy and rulesLess privacy, and shared rules.Landlords may ask for references or a guarantor.
Plan a short stay first
Two smiling students talk across an outdoor wooden table with a laptop, notebooks and a takeaway coffee, with autumn foliage behind themSee places in person

Plan a short stay first

Many students book a short stay for the first days or weeks. A hostel, a student residence guest room or a verified furnished room all work.

That gives you time to see rooms in person, learn the transit routes and ask other students before you sign anything.

Keep the booking confirmation and the host's details. You will need an address for banking and school records.

Costs to ask about

A listing shows the rent. These are the other parts of the monthly picture. Ask the college what students usually pay in its city.

Cost guide

Costs to ask about

Costs to ask about

A listing shows the rent. These are the other parts of the monthly picture. Ask the college what students usually pay in its city.

Rent

Ask whether it is for a room or a whole unit, and what the lease length is.

Utilities

Heat, electricity, water and internet may or may not be included. Ask for a typical monthly bill from the last tenant.

Deposit

Ask how much, what it covers and when it is returned. Rules differ by province.

Transit

Check the real travel time at the hours you will travel, and what a pass costs.

Insurance

Contents insurance for tenants is common. Ask the landlord whether it is required.

Furniture and setup

Many rooms are unfurnished. Add bedding, kitchen basics and a desk to your list.

Do not send a deposit until you have seen the unit and confirmed who owns it.

A live video call with the person who holds the keys can stand in for a visit if you have not arrived yet.

Warning signs

Warning signs

Warning signs

Any one of these is a reason to stop and ask the college housing office to look at the listing.
  • The price is far lower than similar places nearby.
  • The person says they are abroad and will post the keys.
  • You are asked to pay before a viewing, or to pay in a hurry.
  • Payment is requested by gift card, crypto or an unusual route.
  • They refuse a video call at the unit or will not show ID.

Leases, subletting and your rights

Rules depend on the province. Search your province's official government website for residential tenancy information and the office that handles disputes.

Leases, subletting and your rights

Leases, subletting and your rights

Rules depend on the province. Search your province's official government website for residential tenancy information and the office that handles disputes.

Read the whole lease before you sign. Ask about anything you do not understand.

  • Names of everyone on the lease
  • Start and end dates
  • What the rent includes
  • How rent is paid
  • How to end the lease
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From search to keys

A sensible order if you are renting off campus.

From search to keys

From search to keys

A sensible order if you are renting off campus.

  1. Step 1

    Set a monthly budget

    Include utilities, transit and the other costs above, not just rent.

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  2. Step 2

    Choose areas by travel time

    Test the trip to campus using the transit planner for your city.

    Three students carrying books and backpacks walk across a green lawn on a sunny day under a clear blue sky
  3. Step 3

    View in person

    If you cannot travel yet, rely on the short stay first and view places after you arrive.

    Modern glass-fronted building reflecting the sky, set behind green shrubs on a sunny day
  4. Step 4

    Read and ask

    Read the lease fully and ask questions in writing.

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  5. Step 5

    Pay safely and record it

    Use a traceable method, ask for a receipt, and note the move-in condition.

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What to ask the college

What to ask the college

What to ask the college

  1. Is residence open to international students, and how do I apply?
  2. Is there a housing office that checks off-campus listings?
  3. Are there short stays for newly arrived students?
  4. Which areas do students from this college usually rent in?
  5. Who can I contact if I have a problem with a landlord?
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Know your city
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Questions about housing

Keep reading

Independent advice

Study Master Canada provides education counselling and, with your approval, prepares and submits your college applications. We do not give immigration advice or prepare immigration applications. Regulated immigration work, including study permit applications, appeals, spouse work permits and PR pathways, is handled only by a licensed RCIC partner, Visa Master Canada, when you retain them directly. We are not affiliated with any government.

Talk to a counsellor before you decide

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